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| "Membership" and "IRA" Share Certificates ($2,500 Minimum Balance) |  | (Rate %) | APY % |  |  |  | |  | | 06 Months Certificates |  | (1.34%) | 1.35% |  |  |  | |  | | 12 Months Certificates |  | (1.74%) | 1.75% |  |  |  | |  | | 24 Months Certificates |  | (2.28%) | 2.30% |  |  |  | |  | | 36 Months Certificates |  | (2.77%) | 2.80% |  |  |  | |  | | 48 Months Certificates |  | (2.92%) | 2.95% |  |  |  | |  | | 60 Months Certificates |  | (3.02%) | 3.05% |  |  |  | |  | | Special: 06 and 12 months certificates of $10,000 or more add .25%. |  |  |  |  |  |  | |  | | |  |  |  |  |  |  | |  | | There is a penalty for early withdrawal. The certificate balance is transferred to the "Membership" or "IRA" account at maturity. |  |  |  |  |  |  | |  | | The annual percentage yield (APY) assumes dividends will remain on deposit until maturity. |  |  |  |  |  |  | |  |
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| "Membership" and "IRA" Savings (00-00) ($5 Minimum Balance) |  | (Rate %) | APY % |  |  |  | |  | | $0 - $24,999.99 |  | (0.75%) | 0.75% |  |  |  | |  | | $25,000 - $49,999.99 |  | (0.75%) | 0.75% |  |  |  | |  | | $50,000 + |  | (0.75%) | 0.75% |  |  |  | |  |
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| "Money Market" Savings (25-03) ($2,500 Minimum Balance) |  | (Rate %) | APY % |  |  |  | |  | | $0 - $24,999.99 |  | (0.75%) | 0.75% |  |  |  | |  | | $25,000 - $49,999.99 |  | (0.85%) | 0.85% |  |  |  | |  | | $50,000.00+ |  | (1.00%) | 1.00% |  |  |  | |  |
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| Other Accounts |  |  |  |  |  |  | |  | | Christmas Club (25-02) ($5 Minimum Balance) |  | (0.50%) | 0.50% |  |  |  | |  | | Special Savings (25-01) ($5 Minimum Balance) |  | (0.50%) | 0.50% |  |  |  | |  | | Organizations |  | (0.00%) | 0.00% |  |  |  | |  | | Share Draft (Checking) (25-02) ($5 Minimum Balance) |  | (0.00%) | 0.00% |  |  |  | |  | | Medical Payments Saving Account (25-04) ($5 Minimum Balance) |  | (0.00%) | 0.00% |  |  |  | |  | | WRAP Savings (25-05) ($5 Minimum Balance) |  | (0.00%) | 0.00% |  |  |  | |  |
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| The credit union may change the projected dividend rates at any time. |  |  |  |  |  |  | |  | | Interest begins to accrue on the day of deposit and is credited to all accounts quarterly. |  |  |  |  |  |  | |  |
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NOTICE: Rates are subject to change without notice.
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| Holston Valley Credit Union |
216 West Ravine Road Kingsport, TN 37660 Phone: 1-423-246-1922 Fax: 1-423-245-0848 |
Holston Valley Hospital 130 West Ravine Road Kingsport, TN 37660 Phone: 1-423-224-5033, 5034 Fax: 1-423-245-0848 |
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