We Respect your Privacy

We have never shared nonpublic personal information except as required by law and we will continue to protect your privacy.

Categories of Information That We May Collect

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms, such as:  your name, address, social security number, assets and income.
• Information about your transactions with us, our affiliates, or others, such as:  your account balance, payment history, parties to transactions, and credit card usage.
• Information we receive from a consumer-reporting agency, such as:  your creditworthiness and credit history.

Categories of Information That We Disclose

We do not disclose any nonpublic personal information about our members or former members to anyone, except as required by law.

Disclosure As Permitted By Law

We may disclose all of the information we collect, as described above to service providers and companies that perform marketing services on our behalf (for example-check printing companies).

Confidentiality and Security

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.   We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.  If you ever have questions or concerns about the integrity of your account information, please contact us.