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Hudson Valley Credit Union – Your Trusted Credit Union in New York
Rooted in the heart of southeastern New York and now expanding into the Capital Region, Hudson Valley Credit Union has been empowering our community's financial success for more than six decades. As one of New York’s largest and most tenured credit unions, we're committed to helping our employees, members, and neighbors achieve financial freedom at every stage of life - in the Hudson Valley and beyond.
From personal checking to business loans, mortgages, credit cards, and insurance, we offer a comprehensive range of financial products and services tailored to your needs. Experience the difference of banking with a trusted local New York credit union that puts people before profit.
Join our family at HVCU as we continue to grow and find ways to serve our members better. It’s time to build a brighter financial future together.
From personal checking to business loans, mortgages, credit cards, and insurance, we offer a comprehensive range of financial products and services tailored to your needs. Experience the difference of banking with a trusted local New York credit union that puts people before profit.
Join our family at HVCU as we continue to grow and find ways to serve our members better. It’s time to build a brighter financial future together.
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Learn More About Saving & BudgetingTwo Veterans standing in front of American flagsLearn More
Financial Resources for Veterans
Here’s a list of financial resources created especially for veterans. Having served our country, you deserve all this and more.Woman sitting at table managing finances with laptop and mobile deviceLearn MoreWhy You Need to Be Financially Fit
Learn how you can become financially fit and overcome common barriers to achieve financial wellness. -
Learn More About BorrowingWoman making a purchase with her debit cardLearn More
Credit vs. Debit Transactions
Credit transactions are also referred to as signature-based transactions to earn points. Debit transactions are also referred to as PIN-based. PIN-based, point-of-sale, ATM transactions, cash withdrawals, and checks do not earn points.Female college student holding booksLearn MoreAn Easy Guide to Student Loans
Here are five tips to help you get a better understanding of student loans. -
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What is Home Equity?
Home equity is the difference between the current market value of your property and any liens, such as the balance owed on the mortgage.Realtor showing a couple a homeLearn MoreQuestions to Ask When Buying a Home
Here are some questions you should consider asking when buying a home. -
Learn More About BusinessMoney going down the drainLearn More
5 Ways Your Business May be Leaking Money
You think your small business is thriving, but the bottom line doesn’t agree. Where are you losing money? Here are five ways your business may be leaking money.Man making a purchase at coffee shop Opens video in a modalWatch VideoThe Future of Payments
Learn about consumer behavior and the transformation of payments including contactless Point-Of-Sale, eCommerce, and subscription-based models. -
Learn More About InsuranceMan sitting on living room floor holding dog.Learn More
Your Complete Guide To Renter’s Insurance
Learn about the valuable aspects of financial protection and coverage offered by renter’s insurance.Flood water inside homeLearn More5 Myths About Flood Insurance
Safeguard your home and everything in it by ensuring you have the right coverage for you and your family. -
Learn More About Fraud & Securitysmall boy staring at an empty swimming poolLearn More
4 Vacation Scams to Watch Out For & How to Avoid Them
View common vacation scams so you don't take a permanent vacation from your hard-earned money!Dog and cat playing togetherLearn MoreDon't Fall Fur Pet Scams
The internet is full of pet scams targeting future pet owners and milking them for money once they’re already emotionally invested in their new pet.
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News & Events
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Free Tax Prep and Volunteer Opportunities
Hudson Valley CA$H Coalition is recruiting volunteers to help prepare taxes for the upcoming tax season.
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Scholarship Winners Announced
Congratulations to the winners of the 2024 Scholarship Program!
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HVCU 2024 Board Election Results
Election results were announced and Henrietta Akpata, Nancy K. Boehm, and Benjamin Smith will each serve a three year term.
Careers at Hudson Valley Credit Union
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Your Career in Banking is Calling
Come join us in our mission to create successful futures for members, employees, and communities, one relationship at a time.
What Your Neighbors Are Saying
Man in yellow sweatshirt looking out car window
HVCU Member
15 Years
HVCU has helped me in all aspects of my banking needs. I have had a line of credit, taken car loans and had multiple checking and savings accounts.
Young couple with financial counselor
HVCU Member
2 Years
I love how quick and easy the whole process of getting the loan was. And the people we dealt with were very friendly.
Girl banking on her phone
HVCU Member
20 Years
Online Services are easy to navigate. In person service is friendly and efficient.
Couple moving in
HVCU Member
7 Years
HVCU made getting my first mortgage a very pleasant experience.