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Hudson Valley Credit Union – Your Trusted Credit Union in New York
Rooted in the heart of southeastern New York and now expanding into the Capital Region, Hudson Valley Credit Union has been empowering our community's financial success for more than six decades. As one of New York’s largest and most tenured credit unions, we're committed to helping our employees, members, and neighbors achieve financial freedom at every stage of life - in the Hudson Valley and beyond.
From personal checking to business loans, mortgages, credit cards, and insurance, we offer a comprehensive range of financial products and services tailored to your needs. Experience the difference of banking with a trusted local New York credit union that puts people before profit.
Join our family at HVCU as we continue to grow and find ways to serve our members better. It’s time to build a brighter financial future together.
From personal checking to business loans, mortgages, credit cards, and insurance, we offer a comprehensive range of financial products and services tailored to your needs. Experience the difference of banking with a trusted local New York credit union that puts people before profit.
Join our family at HVCU as we continue to grow and find ways to serve our members better. It’s time to build a brighter financial future together.
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Learn More About Saving & BudgetingMan reviewing bill with hand on foreheadLearn More
The Brain/Money Connection
Did you know the brain is physically affected by stress? Learn more about how the stresses of money can impact your brain.Woman wearing headphones singing while cleaningLearn More5 Ways to Spring Clean Your Finances
Spring is always a great time to freshen up your finances so they'll be in tip-top shape for summer! -
Learn More About BorrowingWoman making a purchase with her debit cardLearn More
Credit vs. Debit Transactions
Credit transactions are also referred to as signature-based transactions to earn points. Debit transactions are also referred to as PIN-based. PIN-based, point-of-sale, ATM transactions, cash withdrawals, and checks do not earn points.Handing over car keysLearn MoreBuying a Car from a Private Seller? Here’s What You Need to Know
Here are some tips for buying a car from a private seller that protect you from buying a lemon. -
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Considerations When Flipping Houses
If you think house-flipping may be for you, here are some things to consider before you buy a house to flip.Couple in new home sitting on living room floor with boxes around themLearn MoreFixed vs. Adjustable Rate Mortgages Home Financing
Here is some information to help you better understand your options when considering which type of mortgage is right for you. -
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Vital Growth Tactics for Small Business
Get advice from business experts on strategies and tactics for success.Man making a purchase at coffee shop Opens video in a modalWatch VideoThe Future of Payments
Learn about consumer behavior and the transformation of payments including contactless Point-Of-Sale, eCommerce, and subscription-based models. -
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Your Complete Guide To Homeowners Insurance
Learn how to find coverage options without overpaying for more protection than you need.Man sitting on living room floor holding dog.Learn MoreYour Complete Guide To Renter’s Insurance
Learn about the valuable aspects of financial protection and coverage offered by renter’s insurance. -
Learn More About Fraud & SecurityYoung boy holding a phoneLearn More
Child Cyber Security
Spear phishing and specific social engineering attacks toward children and students happen consistently. Follow these tips to keep your kids safe while they navigate their digital world.Identity Theft written on paperLearn MoreIdentity Theft
Identity theft occurs when someone uses your personally identifying information, like your name, Social Security number or credit card number, without your permission, to commit fraud or other crimes.
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News & Events
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Free Tax Prep and Volunteer Opportunities
Hudson Valley CA$H Coalition is recruiting volunteers to help prepare taxes for the upcoming tax season.
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Scholarship Winners Announced
Congratulations to the winners of the 2024 Scholarship Program!
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HVCU 2024 Board Election Results
Election results were announced and Henrietta Akpata, Nancy K. Boehm, and Benjamin Smith will each serve a three year term.
Careers at Hudson Valley Credit Union
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Your Career in Banking is Calling
Come join us in our mission to create successful futures for members, employees, and communities, one relationship at a time.
What Your Neighbors Are Saying
Man in yellow sweatshirt looking out car window
HVCU Member
15 Years
HVCU has helped me in all aspects of my banking needs. I have had a line of credit, taken car loans and had multiple checking and savings accounts.
Young couple with financial counselor
HVCU Member
2 Years
I love how quick and easy the whole process of getting the loan was. And the people we dealt with were very friendly.
Girl banking on her phone
HVCU Member
20 Years
Online Services are easy to navigate. In person service is friendly and efficient.
Couple moving in
HVCU Member
7 Years
HVCU made getting my first mortgage a very pleasant experience.