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Hudson Valley Credit Union – Your Trusted Credit Union in New York
Rooted in the heart of southeastern New York and now expanding into the Capital Region, Hudson Valley Credit Union has been empowering our community's financial success for more than six decades. As one of New York’s largest and most tenured credit unions, we're committed to helping our employees, members, and neighbors achieve financial freedom at every stage of life - in the Hudson Valley and beyond.
From personal checking to business loans, mortgages, credit cards, and insurance, we offer a comprehensive range of financial products and services tailored to your needs. Experience the difference of banking with a trusted local New York credit union that puts people before profit.
Join our family at HVCU as we continue to grow and find ways to serve our members better. It’s time to build a brighter financial future together.
From personal checking to business loans, mortgages, credit cards, and insurance, we offer a comprehensive range of financial products and services tailored to your needs. Experience the difference of banking with a trusted local New York credit union that puts people before profit.
Join our family at HVCU as we continue to grow and find ways to serve our members better. It’s time to build a brighter financial future together.
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Learn More About Saving & BudgetingHSA form on clipboard with money and stethoscopeLearn More
Benefits of a Health Savings Account
Learn more about the benefits of a health savings account (HSA).Man holding open wallet with $1 bill insideLearn MoreI’m Barely Making it Through the Month. Do I Still Need to Save?
When times are tough, the idea of saving for the future may seem out of reach, but it’s something you should be doing all the time. Learn why and how to save during times of financial stress. -
Learn More About BorrowingFamily driving in carLearn More
Navigating the Current Auto Loan Market
Here’s what you need to know about the current auto loan market and how to successfully navigate it.Woman making a purchase with her debit cardLearn MoreCredit vs. Debit Transactions
Credit transactions are also referred to as signature-based transactions to earn points. Debit transactions are also referred to as PIN-based. PIN-based, point-of-sale, ATM transactions, cash withdrawals, and checks do not earn points. -
Learn More About Home FinancingFor Sale sign in front of a houseLearn More
3 Alternative Options When Purchasing a Home in A Competitive Market
The home-buying process isn’t always so straight-forward. Here are some lesser-known options you may encounter in the search for your dream home.Two female friends sitting on living room floor surrounded by boxes.Learn MoreThe Pros and Cons of Buying a House With A Friend
Learn what you need to know, including the risks and the financial implications, on buying a home with a friend. -
Learn More About BusinessWoman hanging Open sign on business doorLearn More
The Do's and Don'ts of Starting a Business
Take a look at the current landscape for starting a business, some tips for getting established, and figuring out if now is the right time for you to proceed.Female business owners at counterLearn MoreIs it time to scale your business?
If you have aspirations of growing your business quickly, it’s important to consider what steps are necessary to prepare for an increase in output. -
Learn More About InsuranceMan sitting on living room floor holding dog.Learn More
Your Complete Guide To Renter’s Insurance
Learn about the valuable aspects of financial protection and coverage offered by renter’s insurance.Exterior image of home with storm clouds aboveLearn MoreYour Complete Guide To Homeowners Insurance
Learn how to find coverage options without overpaying for more protection than you need. -
Learn More About Fraud & SecurityMan looking at a text scam on his phone Opens video in a modalWatch Video
Don't Get Phished by a Text Message
Quick tips to help you avoid scammers who target by text message.ATM keypadLearn MoreSpot a Skimmer
Skimming devices are all-too-easy tools for thieves to capture your card information at places like ATMs, gas station terminals, or even store machines. Here are some helpful tips to spot a skimmer.
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News & Events
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Scholarship Winners Announced
Congratulations to the winners of the 2024 Scholarship Program!
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HVCU 2024 Board Election Results
Election results were announced and Henrietta Akpata, Nancy K. Boehm, and Benjamin Smith will each serve a three year term.
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Catskill Hudson Bank is Merging into HVCU
Learn more about Hudson Valley Credit Union's agreement to acquire Catskill Hudson Bank.
Careers at Hudson Valley Credit Union
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Your Career in Banking is Calling
Come join us in our mission to create successful futures for members, employees, and communities, one relationship at a time.
What Your Neighbors Are Saying
Man in yellow sweatshirt looking out car window
HVCU Member
15 Years
HVCU has helped me in all aspects of my banking needs. I have had a line of credit, taken car loans and had multiple checking and savings accounts.
Young couple with financial counselor
HVCU Member
2 Years
I love how quick and easy the whole process of getting the loan was. And the people we dealt with were very friendly.
Girl banking on her phone
HVCU Member
20 Years
Online Services are easy to navigate. In person service is friendly and efficient.
Couple moving in
HVCU Member
7 Years
HVCU made getting my first mortgage a very pleasant experience.