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Hudson Valley Credit Union – Your Trusted Credit Union in New York
Rooted in the heart of southeastern New York and now expanding into the Capital Region, Hudson Valley Credit Union has been empowering our community's financial success for more than six decades. As one of New York’s largest and most tenured credit unions, we're committed to helping our employees, members, and neighbors achieve financial freedom at every stage of life - in the Hudson Valley and beyond.
From personal checking to business loans, mortgages, credit cards, and insurance, we offer a comprehensive range of financial products and services tailored to your needs. Experience the difference of banking with a trusted local New York credit union that puts people before profit.
Join our family at HVCU as we continue to grow and find ways to serve our members better. It’s time to build a brighter financial future together.
From personal checking to business loans, mortgages, credit cards, and insurance, we offer a comprehensive range of financial products and services tailored to your needs. Experience the difference of banking with a trusted local New York credit union that puts people before profit.
Join our family at HVCU as we continue to grow and find ways to serve our members better. It’s time to build a brighter financial future together.

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Family on the beach
6 Ways to Save on Your Summer Vacation
These six vacation saving tips will help you plan the perfect getaway while staying well within your outlined budget.wheelbarrow on a green lawn10 Ways to Save on Landscaping
Here are 10 creative ways to save, so you can have well-tended landscaping within your budget. -
Woman making a purchase with her debit card
Credit vs. Debit Transactions
Credit transactions are also referred to as signature-based transactions to earn points. Debit transactions are also referred to as PIN-based. PIN-based, point-of-sale, ATM transactions, cash withdrawals, and checks do not earn points.Girl getting in carThree Reasons to Refinance Your Auto Loan
Most people don’t think about refinancing a vehicle, but it’s a great way to save money. Here are three key reasons to consider refinancing your auto loan. -
kitchen remodel sketch
What is Home Equity?
Home equity is the difference between the current market value of your property and any liens, such as the balance owed on the mortgage.Couple looking over house plansIs a Renovation Mortgage Right for You?
Finance both the purchase price of a home, plus the cost of future repairs and/or updates. -
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Finding a Bank That Aligns with Your Business Philosophy
Join HVCU, Mid-Hudson SBDC, and SCORE as we discuss the considerations you should take when selecting your business bank.
Woman in home office Opens video in a modalVital Growth Tactics for Small Business
Get advice from business experts on strategies and tactics for success. -
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Your Complete Guide To Homeowners Insurance
Learn how to find coverage options without overpaying for more protection than you need.Flood water inside home5 Myths About Flood Insurance
Safeguard your home and everything in it by ensuring you have the right coverage for you and your family. -
Young girl on smartphone Opens video in a modal
Child Cyber Safety Tips
Learn more about how parents and guardians can protect kids online with these tips.Identity Theft written on paperIdentity Theft
Identity theft occurs when someone uses your personally identifying information, like your name, Social Security number or credit card number, without your permission, to commit fraud or other crimes.
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News & Events
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Free Tax Prep and Volunteer Opportunities
Hudson Valley CA$H Coalition is recruiting volunteers to help prepare taxes for the upcoming tax season.
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Scholarship Winners Announced
Congratulations to the winners of the 2024 Scholarship Program!
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HVCU 2024 Board Election Results
Election results were announced and Henrietta Akpata, Nancy K. Boehm, and Benjamin Smith will each serve a three year term.
Careers at Hudson Valley Credit Union
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Your Career in Banking is Calling
Come join us in our mission to create successful futures for members, employees, and communities, one relationship at a time.