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Hudson Valley Credit Union – Your Trusted Credit Union in New York
Rooted in the heart of southeastern New York and now expanding into the Capital Region, Hudson Valley Credit Union has been empowering our community's financial success for more than six decades. As one of New York’s largest and most tenured credit unions, we're committed to helping our employees, members, and neighbors achieve financial freedom at every stage of life - in the Hudson Valley and beyond.
From personal checking to business loans, mortgages, credit cards, and insurance, we offer a comprehensive range of financial products and services tailored to your needs. Experience the difference of banking with a trusted local New York credit union that puts people before profit.
Join our family at HVCU as we continue to grow and find ways to serve our members better. It’s time to build a brighter financial future together.
From personal checking to business loans, mortgages, credit cards, and insurance, we offer a comprehensive range of financial products and services tailored to your needs. Experience the difference of banking with a trusted local New York credit union that puts people before profit.
Join our family at HVCU as we continue to grow and find ways to serve our members better. It’s time to build a brighter financial future together.
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Learn More About Saving & BudgetingWoman carrying many different shopping bagsLearn More
Am I a Shopaholic?
How can you tell if you have a real addiction or you’re just a recreational (albeit, dedicated) shopper? Here’s how to tell if you’re a shopaholic and steps to take to curb your behavior.wheelbarrow on a green lawnLearn More10 Ways to Save on Landscaping
Here are 10 creative ways to save, so you can have well-tended landscaping within your budget. -
Learn More About BorrowingWoman making a purchase with her debit cardLearn More
Credit vs. Debit Transactions
Credit transactions are also referred to as signature-based transactions to earn points. Debit transactions are also referred to as PIN-based. PIN-based, point-of-sale, ATM transactions, cash withdrawals, and checks do not earn points.Couple in bank, shaking hands with an employeeLearn MoreWhat You Should Know When Applying for a Loan
There are two major factors that lenders look to when making a loan decision. -
Learn More About Home FinancingTwo female friends sitting on living room floor surrounded by boxes.Learn More
The Pros and Cons of Buying a House With A Friend
Learn what you need to know, including the risks and the financial implications, on buying a home with a friend.Realtor showing couple with young child a homeLearn MoreAdjustable Rate Mortgages – Everything You Need to Know
An Adjustable Rate Mortgage can help homebuyers purchase a home with a lower interest rate and weather economic turbulence. -
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Finding a Bank That Aligns with Your Business Philosophy
Join HVCU, Mid-Hudson SBDC, and SCORE as we discuss the considerations you should take when selecting your business bank.
Two business menLearn MoreCan Hudson Valley Credit Union Help My Business?
Credit unions offer the same products and services as traditional and online banks, but with several unique perks that provide you with a more rewarding and meaningful banking experience. -
Learn More About InsuranceExterior image of home with storm clouds aboveLearn More
Your Complete Guide To Homeowners Insurance
Learn how to find coverage options without overpaying for more protection than you need.Man sitting on living room floor holding dog.Learn MoreYour Complete Guide To Renter’s Insurance
Learn about the valuable aspects of financial protection and coverage offered by renter’s insurance. -
Learn More About Fraud & SecurityYoung boy holding a phoneLearn More
Child Cyber Security
Spear phishing and specific social engineering attacks toward children and students happen consistently. Follow these tips to keep your kids safe while they navigate their digital world.Woman on cell phone with concerned expressionLearn MorePhone Spoofing Alert
Scam artists have been “spoofing” phone numbers for some time – hijacking a legitimate number to call people and gain access to your personal information.
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News & Events
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Scholarship Winners Announced
Congratulations to the winners of the 2024 Scholarship Program!
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HVCU 2024 Board Election Results
Election results were announced and Henrietta Akpata, Nancy K. Boehm, and Benjamin Smith will each serve a three year term.
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Catskill Hudson Bank is Merging into HVCU
Learn more about Hudson Valley Credit Union's agreement to acquire Catskill Hudson Bank.
Careers at Hudson Valley Credit Union
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Your Career in Banking is Calling
Come join us in our mission to create successful futures for members, employees, and communities, one relationship at a time.
What Your Neighbors Are Saying
Man in yellow sweatshirt looking out car window
HVCU Member
15 Years
HVCU has helped me in all aspects of my banking needs. I have had a line of credit, taken car loans and had multiple checking and savings accounts.
Young couple with financial counselor
HVCU Member
2 Years
I love how quick and easy the whole process of getting the loan was. And the people we dealt with were very friendly.
Girl banking on her phone
HVCU Member
20 Years
Online Services are easy to navigate. In person service is friendly and efficient.
Couple moving in
HVCU Member
7 Years
HVCU made getting my first mortgage a very pleasant experience.