Discover the Benefits of Hudson Valley Credit Union Credit Cards
Looking to build your credit, track spending, or earn extra cash on purchases? Hudson Valley Credit Union has the perfect credit card to match your lifestyle and financial goals. From our premium Visa® Signature credit card to our Visa® Platinum option, we've tailored our offerings to suit various needs and budgets. Whether you're a student, a young professional, or planning for retirement, there's a Hudson Valley Credit Union credit card that's right for you.
With Hudson Valley Credit Union, you'll enjoy benefits that go beyond just making purchases. Our credit cards come with no annual fees*, giving you the freedom to use your card without extra costs. But that's just the beginning.
Imagine earning cash back on your everyday spending, racking up reward points for that dream vacation, or enjoying enhanced fraud protection for peace of mind. Our Visa® credit cards offer these perks and more, helping you increase your purchasing power while building a solid gold credit history.
Ready to enjoy these benefits? It's easier than ever to get started. Apply for a credit card today and take the first step towards smarter spending and greater financial freedom. Let Hudson Valley Credit Union be your trusted partner for all your credit card needs.
Our Most Popular Visa® Credit Cards
Signature
Perfect for travel or those who use their card as main payment method.
- Earn up to 75,000 bonus points1,2
- Get 2 points for every dollar spent.
- $0 annual fee3
Explore Signature Card
Apply Online
View Important Rates and Disclosures
Do you currently have a Hudson Valley Credit Union Account?
Please note: You may open accounts with Hudson Valley Credit Union if you live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester County. If you do not have an account with Hudson Valley Credit Union, you will be required to open a Primary savings account with $0.01 when your loan is funded. Our loan applications prompt you to open an account, as applicable to your situation.
Platinum**
Ideal for balance transfers or for those who carry a balance.
- 0% intro APR offer1
- $0 annual fee2
- $0 balance transfer fees.2
Explore Platinum Card
APPLY ONLINE
View Important Rates and Disclosures
Do you currently have a Hudson Valley Credit Union Account?
Please note: You may open accounts with Hudson Valley Credit Union if you live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester County. If you do not have an account with Hudson Valley Credit Union, you will be required to open a Primary savings account with $0.01 when your loan is funded. Our loan applications prompt you to open an account, as applicable to your situation.
Platinum
Rewards**
A great option for everyday spending and earning rewards.
- Earn 12,000 bonus points1
- Get 1 point for every dollar spent
- $0 annual fee2
Explore Platinum Rewards Card
APPLY ONLINE
View Important Rates and Disclosures
Do you currently have a Hudson Valley Credit Union Account?
Please note: You may open accounts with Hudson Valley Credit Union if you live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester County. If you do not have an account with Hudson Valley Credit Union, you will be required to open a Primary savings account with $0.01 when your loan is funded. Our loan applications prompt you to open an account, as applicable to your situation.
Platinum Cash Rewards**
Best for those who want to earn extra cash on purchases.
- Earn up to 1% per purchases.
- Cash reward credited to card annually
- $0 annual fee1
Explore Cash Rewards Card
APPLY ONLINE
View Important Rates and Disclosures
Do you currently have a Hudson Valley Credit Union Account?
Please note: You may open accounts with Hudson Valley Credit Union if you live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester County. If you do not have an account with Hudson Valley Credit Union, you will be required to open a Primary savings account with $0.01 when your loan is funded. Our loan applications prompt you to open an account, as applicable to your situation.
Visa Secured Credit Card
- Open your account with a refundable security deposit. If approved, the security deposit will be used to establish your new credit limit.
- Establish, strengthen or build your credit - use this card responsibly and over time it can improve your overall credit score.
- Call us or visit a branch near you to apply.
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Important Legal Disclosures & Information
Visa is a registered trademark of Visa International Service Association and used under license.
*Please read the following disclosures that contain rate, fee, and other cost information related to HVCU credit cards.
**Also available as a Visa Secured Credit Card.
Visa Signature
1You will receive 25,000 bonus points if you make $3,000 or more signature-based purchases within three months of opening an HVCU Visa Signature Credit Card. “Purchases” do not include balance transfers or cash advances. All other HVCU credit cards are excluded from this offer. After qualifying, please allow 4-6 weeks for bonus points to post to your account. Limit one bonus point offer per credit line. Your account must be open and in good standing (not over-the-limit or past due) to earn or redeem points.
2Annual Bonus Rewards: you can earn up to 50,000 HVCU Rewards! points when you use your Visa Signature credit card as follows: spend $25,000 - $49,999 annually to earn 25,000 points; spend $50,000 or more annually to earn an additional 25,000 points.
3Please read the following disclosures that contain rate, fee, and other cost information related to HVCU credit cards.
Visa Platinum
1APR=Annual Percentage Rate. Make purchases, cash advances, and balance transfers from other non-HVCU creditors and enjoy a 0% APR for the first 12 months of Visa Platinum credit card account opening. Thereafter, the APR will revert to the variable rate in effect after the 12 month introductory period, currently 16.00% to 18.00% APR. Variable APRs vary with the market based on the Prime Rate. This 0% introductory offer is valid for new HVCU Visa Platinum credit card accounts only. All other credit cards, including Visa Secured, are not eligible for this offer and may be not be combined with any other offers or discounts unless otherwise expressly noted. No exceptions will be made or considered. This offer is not guaranteed if you do not meet our credit criteria and if your account is not in good standing. HVCU expressly reserves the right to terminate this offer at its discretion at any time and without further notice provided to you. Rewards and/or rebates are not eligible with this offer. After the introductory period, rates for this product are as low as stated and are determined by an evaluation of applicant credit; your rate may vary from the rate shown.
2Please read the following disclosures that contain rate, fee, and other cost information related to HVCU credit cards.
Visa Platinum Rewards
1You will receive 12,000 bonus points if you make $3,000 or more signature-based purchases within the first three months of opening an HVCU Visa Platinum Rewards Credit Card. “Purchases” do not include balance transfers or cash advances. All other HVCU credit cards are excluded from this offer. After qualifying, please allow 4-6 weeks for bonus points to post to your account. Limit one bonus point offer per credit line. Your account must be open and in good standing (not over-the-limit or past due) to earn or redeem points.
2Please read the following disclosures that contain rate, fee, and other cost information related to HVCU credit cards.
Visa Platinum Cash Rewards
1Please read the following disclosures that contain rate, fee, and other cost information related to HVCU credit cards.
Disclosures & Pricing For Cards Currently Issued:
Visa Platinum, Visa Platinum Rewards, Visa Signature, and Visa Platinum Rewards Pricing