The Credit Union Difference
When you become a member of a credit union, you become part owner – meaning we are owned and organized by members like you. As a not-for-profit cooperative, all “profits” are reinvested and returned to members in the form of higher savings rates, lower loan rates, better products/services, and stronger capital reserves. Credit unions also invest back into the communities we serve, often offering free financial literacy programs and supporting other local non-profits that help to address key needs. Last year, HVCU funded grants, scholarships, sponsorships and donations totaling nearly $1 million dollars.
We also advocate across our region and nationally, proudly educating local, state, and federal legislators on issues affecting HVCU, our members and staff to ensure your voice is always heard. As a member, you will experience the benefits of banking with the credit union difference as part of a community of individuals sharing a common goal: making our region a great place to live, work, and prosper.
You're Now a Member-Owner
