Borrow. Repay.
Repeat.
Ideal if your business needs capital readily available for immediate purchases or to cover the stopgap in cash flow.
- Business lines of credit start at $10,000
- No annual fees
- Renewable revolving term up to 5 years
- 5 year repayment term
Have Working Capital on Hand for Unexpected Purchases
A line of credit helps grow your business while maintaining the flexibility to cover rent, inventory, payroll, and other operational expenditures.
- Competitive variable rates
- Pay down balances and access capital again quickly
- Get a better handle on seasonal cash flow
Explore Other Business Lending Options
Business Visa® Platinum
Rewards Credit Card
For revolving lines less than $10,000, consider an HVCU Business Visa Platinum Rewards card.
Business
Term Loans
A one-time disbursement of funds for your business needs, including vehicle and equipment financing.
Commercial
Real Estate
Purchase or refinance your retail, office, multifamily, mixed-use, and industrial commercial properties.
Learning Center
-
View More Resources for Businessbusiness man looking at plans on a deskLearn More
5 Advantages to Starting Your Business with a Plan
Vital to your success, a business plan serves as the framework for your organization.Budget reports on a deskLearn MoreBudgeting and Forecasting for Your Business
Here are a few questions that can help you get started on building a solid budget and forecast for your business. -
View More Resources for BorrowingHanding over car keysLearn More
Buying a Car from a Private Seller? Here’s What You Need to Know
Here are some tips for buying a car from a private seller that protect you from buying a lemon.Female college student holding booksLearn MoreAn Easy Guide to Student Loans
Here are five tips to help you get a better understanding of student loans. -
View More Resources for Fraud & Securitymobile photo cyber security montageLearn More
National Consumer Protection Week is Here
From March 3 - 9, join us as we raise awareness on fraud, scams and the tips to avoid them during National Consumer Protection Week.A heart with the words scam in the middle of itLearn MoreValentine's Day Romance Scams
Here are a few ways to protect yourself from romance scams. -
View More Resources for Home Financingkitchen remodel sketchLearn More
What is Home Equity?
Home equity is the difference between the current market value of your property and any liens, such as the balance owed on the mortgage.Couple looking over house plansLearn MoreIs a Renovation Mortgage Right for You?
Finance both the purchase price of a home, plus the cost of future repairs and/or updates. -
View More Resources for InsuranceMan sitting on living room floor holding dog.Learn More
Your Complete Guide To Renter’s Insurance
Learn about the valuable aspects of financial protection and coverage offered by renter’s insurance.Exterior image of home with storm clouds aboveLearn MoreYour Complete Guide To Homeowners Insurance
Learn how to find coverage options without overpaying for more protection than you need. -
View More Resources for Saving & BudgetingFemale with laptop paying bills onlineLearn More
Building Financial Resilience: Strategies for Overcoming Financial Stress
Take a look at key strategies for overcoming financial stress and building financial resilience.Calendar with page turningLearn MoreSave $1,378 Dollars in One Year
Take the 52-week savings challenge to start building your savings today!
We Are Here To Help
Important Legal Disclosures & Information
Loan accounts are subject to terms, conditions, and credit approval.