Why Would My Business Need
General Liability Insurance?
Sometimes called business liability insurance or commercial general liability insurance, this coverage can include physical injuries or damage from your products, employees, or services. It’s insurance that may be required by contract or lease agreement, but even when it’s not, it’s still a good choice to carry general liability insurance.
How Much Does Business
General Liability Insurance Cost?
Coverage costs generally depend on the needs of your business. Call us at 845.808.7006 or start a quote, and an agent will reach out to discuss your options.
What is Typically Covered Under Business General Liability Insurance?
Third-party Injury
General liability insurance helps cover you in the event that a customer sustains an injury at your physical location. Without coverage, payment for medical bills or other damages would come out of pocket.
Third-party Damage
Minimize exposure to the business and your employees. A general liability insurance policy can help pay for property damages to customers incurred while delivering products or services.
Slander or Advertising Injuries
Protect your business from libel suits, malicious prosecution, copyright infringement, violating privacy, and wrongful eviction.
Property Damage
Catastrophes and natural disasters can cause costly repairs and interrupt your business operations. General liability can help cover the expense and minimize financial losses.
What Factors Affect My Rate?
Type of business | Physical location | Number of employees
Bundle General Liability and Property Insurance
General liability insurance is often combined with property insurance in a business owner’s policy (BOP). As a small business, a single accident can result in major loss or closures that you may not be able to overcome. A licensed agent can walk you through available coverage options to make sure your business is covered with liability coverage that meets the needs of your business.
In order to take advantage of Hudson Valley Credit Union Insurance Services products and services, you must be a member of Hudson Valley Credit Union. A member is defined as the primary or sole owner of a share account. Please click "Current Member" below to confirm your membership.
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Important Legal Disclosures & Information
Insurance products offered through InsureOne Insurance Services America, LLC and its affiliated companies identified on https://www.insureone.com/affiliate-disclosure/. Insurance products: 1) are not NCUSIF insured; 2) are not obligations of or guaranteed by the Credit Union or any affiliated entities; 3) involve investment risk, including possible loss of value. Insurance products not available in all states. Actual policy premium may vary based on driving records, garaging address, vehicle type, insurance coverage selected, and other underwriting factors. Other rates, service fees, restrictions, and charges may apply.