Commercial Property Insurance

Protect your physical assets and guard your business against major financial losses with comprehensive property coverage from HVCU Insurance Services, powered by InsureOne®.

Unplanned Disruptions Can Equate to Major Costs

Commercial Property Insurance, also known as Commercial Building Insurance, provides a layer of protection for your investment by covering your company’s physical assets from unexpected calamities. 

Commercial Property Insurance covers:

  • Owner and non-owner occupied commercial real estate investments
  • Equipment, tools, furniture, and fixtures
  • Inventory and supplies

Keep Your Investments Resilient with Property Insurance for Your Business

Why Would You Need 
Business Property Insurance?

Natural disasters and unexpected events can close your business or building for an extended period of time. Coverage of valuable business assets determines your ability to reopen and recover swiftly. Property insurance safeguards you from losses due to fire, vandalism, theft, wind, and more.

Operate out of your home? Homeowner’s insurance doesn’t usually cover the cost of lost or damaged business equipment, so you need business insurance if you manage your business out of your home.

What Affects Your Rate?

  • Type of business
  • Location of the building
  • Value of the property
  • Any safety measures you have in place

Secure Your Assets with Made-to-Fit Insurance Solutions

Bundle Property with Liability Insurance through a Business Owners Policy (BOP)

Simplify your insurance coverage and save both time and money. We can design an insurance package that’s specialized to meet the needs of your business. A licensed HVCU Insurance Services agent can walk you through available coverage options to ensure your investments are sound and all business operations can continue to run smoothly.

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Important Legal Disclosures & Information


Insurance products offered through InsureOne Insurance Services America, LLC and its affiliated companies identified on https://www.insureone.com/affiliate-disclosure/. Insurance products: 1) are not NCUSIF insured; 2) are not obligations of or guaranteed by the Credit Union or any affiliated entities; 3) involve investment risk, including possible loss of value. Insurance products not available in all states. Actual policy premium may vary based on driving records, garaging address, vehicle type, insurance coverage selected, and other underwriting factors. Other rates, service fees, restrictions, and charges may apply.