10 Back-to-School Hacks to Beat Inflation

Back-to-school season is here, but the second-biggest shopping season of the year is shaping up to be more expensive than ever. No worries, though. You can trim your back-to-school spending and keep your budget intact. 

Here are 10 back-to-school hacks to beat inflation.

1. Set a budget and stick to it
Create a realistic budget for your back-to-school shopping and stick to it. Start with a list of essential items and set a target amount for each category. This will help you avoid impulse purchases and stay within your financial limits.

2. Start early and plan ahead
One of the best ways to save money is to start shopping early. This will help you take advantage of sales and avoid the last-minute rush when prices may be higher. 

3. Take inventory of what you already have
Before heading to the stores, check out the inventory of supplies and clothes you already have at home. This can help you avoid buying more of what you already have and save a lot of money.

4. Shop during tax-free holidays
Many states offer tax-free holidays, where certain items are exempt from sales tax. Plan your shopping around these dates to maximize your savings. 

5. Buy in bulk
For items you’ll need to buy many of, like notebooks, pens and paper, buying bulk can be cost-effective. You’ll generally find discounts on bulk purchases at warehouse stores and office supply retailers. 

6. Use price comparison tools
Harness the power of technology to find the best deals as you shop for school supplies, gear and clothing this season. A price comparison website or app will automatically compare prices across different retailers to find the best deal. 

7. Consider secondhand options
Thrift stores, consignment shops and online marketplaces, like eBay and Facebook Marketplace, can be treasure troves for gently used clothing, backpacks and other school supplies. 

8. Choose quality over quantity
While buying the cheapest option available may be tempting, investing in high-quality items can save you money in the long run. 

9. Take advantage of student discounts
Many retailers offer student discounts on many items, from clothing to electronics. Check out the sites of your favorite retailers to see what they offer before completing a purchase. 

10. Leverage cashback and rewards programs
You may want to use credit cards offering cashback or rewards on purchases to get a little extra back from your spending. Only do this if you know you can pay off the credit card bill in full soon after. 

Use these hacks to get through back-to-school season with your budget intact.