Feed Your Adventurous Side with an RV Loan.

Purchase or refinance at affordable rates. 
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Financing Available for Recreation Vehicles

Adventure awaits! With Hudson Valley Credit Union’s flexible recreational vehicle loan options you can explore new horizons in no time. Whether you're eyeing a cozy camper or a spacious motorhome, we've got you covered. Secure affordable financing for the RV of your dreams—Apply today.

Types of RVs We Finance

Our team is ready to help you navigate the road to financing from application to approval. Let's make your recreational dreams a reality together.

  • Towable RVs
  • Motorized RVs
  • Trailers
  • Motorhomes
  • Popups
  • Campers
  • Fifth Wheels
  • Toy Haulers

RV Loan Features

  • Low competitive interest rates.
  • Flexible terms up to 20 years.1
  • No application fee or prepayment penalties. Reduce your interest by paying early.
  • Financing up to 125% LTV2 (includes accessories, taxes, fees, and warranties).
  • Apply in person, by phone or online.


New RV
Model year 2023-2025
6.74%
APR
All Rates & Disclosures
Used RV
Model year 2022 or earlier
7.24%
APR
All Rates & Disclosures

Get Started Today

  • Browse and apply for a new or used RV from our participating dealerships.

    Find a Dealer

  • Negotiate with confidence for a new or used recreational vehicle. Plus, the 30-day approval lock gives you time to find the RV that best fits your lifestyle.

    STart Your Application

  • Save money with a better term and rate.

    Apply Now

  • Establish auto pay and get a discount on your RV rate. Arrange to have your loan payment automatically deducted from your savings, checking, or tiered money market account and we’ll lower your interest rate by .25%3. Contact our call center to get started.

    Contact Us

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Dealer Network

Get financing directly at any of the dealers in our partner network. You can also start your application online or in a branch and then finalize at a dealer. Whichever you prefer, you’ll still receive the same low rates and flexible financing terms. Be sure to tell the dealer you want to finance your loan with HVCU, and we’ll send payment directly to them — and also coordinate your title and lien.

Group of RVs

RV Protection for Wherever the Road Takes You

Guard your second home with RV insurance that joins you on your journey on the open road. HVCU Insurance Services, powered by InsureOne®, can personalize your policy so that you get only the coverage you need, at an affordable rate.

Start Your Quote

Insurance products offered through InsureOne Insurance Services America, LLC and its affiliated companies identified on https://www.insureone.com/affiliate-disclosure/. Insurance products: 1) are not NCUSIF insured; 2) are not obligations of or guaranteed by the Credit Union or any affiliated entities; 3) involve investment risk, including possible loss of value. Insurance products not available in all states. Actual policy premium may vary based on driving records, garaging address, vehicle type, insurance coverage selected, and other underwriting factors. Other rates, service fees, restrictions, and charges may apply.

Couple relaxing in front of RV

HVCU Member

7 Years
I feel that you are part of the community. A couple of years ago I decided to buy an RV on the spur of the moment and your staff really went out of their way to allow us to make the purchase the same day. It was just awesome!
Rating star-5 out of 5 stars.
Woman sitting on boat

HVCU Member

19 Years
Excellent loan program, financial advice, interest rates and wonderful staff.
Rating star-5 out of 5 stars.
Man driving boat

HVCU Member

43 Years
Best loan rates I could find.
Rating star-5 out of 5 stars.
Man in kayak

HVCU Member

11 Years
Ease of doing business, great customer service, great loan rates.
Rating star-5 out of 5 stars.

We Are Here To Help

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Important Legal Disclosures & Information

All company names are the registered trademarks of their original owners.

1APR=Annual Percentage Rate. Rates for this product are as low as 7.25% subject to applicant credit and total amount financed. Rates are accurate as of 4/10/25, and are subject to change without notice. As an example, a 12-year, 7.25% fixed rate new boat or recreational vehicle loan for $12,000 would result in 144 monthly payments of $125.08. Actual rate may vary based on credit worthiness and down payment. HVCU expressly reserves the right to change or terminate this offer at its discretion at any time and without further notice provided to you.

2Borrow 125% of the purchase price for new boats and recreational vehicles and 90% of the book value for used boats and recreational vehicles. Accessories, taxes, fees, & warranties included in 125% financing for new boats and recreational vehicles.

3Rates that are discounted by .25% include a requirement that loan payments are automatically transferred from your savings, checking, or tiered money market account for the life of the loan. The monthly payment is not decreased as a result of this discounted rate. Excludes Personal Assistance Loans.

4Insurance products offered through InsureOne Insurance Services America, LLC and its affiliated companies identified on https://www.insureone.com/affiliate-disclosure/. Insurance products: 1) are not NCUSIF insured; 2) are not obligations of or guaranteed by the Credit Union or any affiliated entities; 3) involve investment risk, including possible loss of value. Insurance products not available in all states. Actual policy premium may vary based on driving records, garaging address, vehicle type, insurance coverage selected, and other underwriting factors. Other rates, service fees, restrictions, and charges may apply.