Mechanical Repair Coverage

As your vehicle gets older, the risk and cost of repairs increases.

Drive with Confidence, Knowing You Have Mechanical Repair Coverage

Mechanical Repair Coverage may help limit unexpected, covered repair costs as your vehicle ages, potentially saving your budget from future unexpected repair costs. What’s more, it can be used at any authorized repair facility in the continental United States of America, Alaska, Hawaii, and Canada.

With Mechanical Repair Coverage you can enjoy many valuable benefits among which are:

Substitute 
Transportation

Up to $50 per day up to a maximum of 10 days, available on the first day of coverage. Options for traditional rental car or rideshare are available.

24-Emergency Roadside Assistance

Up to $125 per occurrence, includes towing, battery jumpstart, fluid delivery, flat tire assistance, lock-out service, and extracting your vehicle from an inaccessible area within 50 feet of a paved road or highway.

No Out-of-Pocket Expense (except for any deductible)

The administrator pays the repair facility directly for the covered repair. 



Help protect yourself from unexpected, costly, covered repairs – Talk to HVCU to find out which Mechanical Repair Coverage plan is right for you.

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Vehicle Care by Assurant® App Lets You Take Full Advantage of your Mechanical Repair Coverage

Making it easier than ever to take advantage of the Mechanical Repair Coverage you already have on your vehicle. The Vehicle Care by Assurant® app puts all the resources of Mechanical Repair Coverage at your fingertips. After you download this free app, you can: 

  • Access roadside assistance
  • Save your favorite repair shop information
  • Get maintenance and recall notifications
  • Review vehicle records
  • Manage maintenance and repairs for all family vehicles 

To start using the Vehicle Care by Assurant® app, simply download from the app store or Google Play Store. Register your vehicle by answering a few questions to access app features and a year of unlimited free advice on setting up in-car technology via the Personal TechPro service. Your contract / policy can be added to the Vehicle Care app 24 hours after purchase. If you have any questions or would like to learn more, please contact us at 845.463.3011


Additional Support

MRC Claims Administration

Hours of Operation: 
7:00 AM - 7:00 PM CST (Mon - Fri)

24-Hour Roadside Assistance



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Important Legal Disclosures & Information

Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA; where coverage is offered as insurance by Virginia Surety Company, Inc., in NH; where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX; where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK; where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA; where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc.

The purchase of Mechanical Repair Coverage is optional. This document provides general information about Mechanical Repair Coverage and should not be solely relied upon when purchasing coverage. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions and exclusions. Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured.

Copyright & Unique ID:
© TruStage
MRC-3415612.4-0324-0426

Insurance products offered through InsureOne Insurance Services America, LLC and its affiliated companies identified on https://www.insureone.com/affiliate-disclosure/. Insurance products: 1) are not NCUSIF insured; 2) are not obligations of or guaranteed by the Credit Union or any affiliated entities; 3) involve investment risk, including possible loss of value. Insurance products not available in all states. Actual policy premium may vary based on driving records, garaging address, vehicle type, insurance coverage selected, and other underwriting factors. Other rates, service fees, restrictions, and charges may apply.