Log in to Internet Banking
Learn More About Accounts & Loans
Hudson Valley Credit Union – Your Trusted Credit Union in New York
Rooted in the heart of southeastern New York and now expanding into the Capital Region, Hudson Valley Credit Union has been empowering our community's financial success for more than six decades. As one of New York’s largest and most tenured credit unions, we're committed to helping our employees, members, and neighbors achieve financial freedom at every stage of life - in the Hudson Valley and beyond.
From personal checking to business loans, mortgages, credit cards, and insurance, we offer a comprehensive range of financial products and services tailored to your needs. Experience the difference of banking with a trusted local New York credit union that puts people before profit.
Join our family at HVCU as we continue to grow and find ways to serve our members better. It’s time to build a brighter financial future together.
From personal checking to business loans, mortgages, credit cards, and insurance, we offer a comprehensive range of financial products and services tailored to your needs. Experience the difference of banking with a trusted local New York credit union that puts people before profit.
Join our family at HVCU as we continue to grow and find ways to serve our members better. It’s time to build a brighter financial future together.
-
Learn More About Saving & BudgetingWoman reviewing shopping receiptLearn More
How to Budget in Times of Inflation
Here are some tips to help you ride out the record-high inflation and keep your budget intact.Mother and daughter hugging and smilingLearn More5 Gifts for Mom That Don't Break Your Budget
Here’s a list of five ways you can show your mom how much you care without draining your wallet. -
Learn More About BorrowingWoman making a purchase with her debit cardLearn More
Credit vs. Debit Transactions
Credit transactions are also referred to as signature-based transactions to earn points. Debit transactions are also referred to as PIN-based. PIN-based, point-of-sale, ATM transactions, cash withdrawals, and checks do not earn points.Girl getting in carLearn MoreThree Reasons to Refinance Your Auto Loan
Most people don’t think about refinancing a vehicle, but it’s a great way to save money. Here are three key reasons to consider refinancing your auto loan. -
Learn More About Home FinancingRealtor showing couple with young child a homeLearn More
Adjustable Rate Mortgages – Everything You Need to Know
An Adjustable Rate Mortgage can help homebuyers purchase a home with a lower interest rate and weather economic turbulence.For Sale sign in front of a houseLearn More3 Alternative Options When Purchasing a Home in A Competitive Market
The home-buying process isn’t always so straight-forward. Here are some lesser-known options you may encounter in the search for your dream home. -
Learn More About BusinessPerson on laptop with financial projectionsLearn More
Revenue Potential Template
Evaluate the revenue potential of your business or idea with our Revenue Potential Template.Store owner handing bag to customer at checkoutLearn MoreCustomer Lifetime Value
Use this template to calculate the long-term value of each customer, while considering acquisition costs and ongoing marketing expenses. -
Learn More About InsuranceFlood water inside homeLearn More
5 Myths About Flood Insurance
Safeguard your home and everything in it by ensuring you have the right coverage for you and your family.Exterior image of home with storm clouds aboveLearn MoreYour Complete Guide To Homeowners Insurance
Learn how to find coverage options without overpaying for more protection than you need. -
Learn More About Fraud & SecurityATM keypadLearn More
Spot a Skimmer
Skimming devices are all-too-easy tools for thieves to capture your card information at places like ATMs, gas station terminals, or even store machines. Here are some helpful tips to spot a skimmer.Man on laptopLearn MoreIdentity Theft Related to Unemployment Benefits
When the bad actors apply for unemployment, they need a bank account to deposit the funds. They reach out to people, usually online, and try to convince them to disclose their bank account information.
Try Our Calculators
News & Events
Graduation hat sitting on money
Scholarship Winners Announced
Congratulations to the winners of the 2024 Scholarship Program!
Board room table and chairs
HVCU 2024 Board Election Results
Election results were announced and Henrietta Akpata, Nancy K. Boehm, and Benjamin Smith will each serve a three year term.
Hudson Valley tree tops
Catskill Hudson Bank is Merging into HVCU
Learn more about Hudson Valley Credit Union's agreement to acquire Catskill Hudson Bank.
Careers at Hudson Valley Credit Union
Businessman holding papers
Your Career in Banking is Calling
Come join us in our mission to create successful futures for members, employees, and communities, one relationship at a time.
What Your Neighbors Are Saying
Man in yellow sweatshirt looking out car window
HVCU Member
15 Years
HVCU has helped me in all aspects of my banking needs. I have had a line of credit, taken car loans and had multiple checking and savings accounts.
Young couple with financial counselor
HVCU Member
2 Years
I love how quick and easy the whole process of getting the loan was. And the people we dealt with were very friendly.
Girl banking on her phone
HVCU Member
20 Years
Online Services are easy to navigate. In person service is friendly and efficient.
Couple moving in
HVCU Member
7 Years
HVCU made getting my first mortgage a very pleasant experience.