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Hudson Valley Credit Union – Your Trusted Credit Union in New York
Rooted in the heart of southeastern New York and now expanding into the Capital Region and Sullivan County, Hudson Valley Credit Union has been empowering our community's financial success for more than six decades. As one of New York’s largest and most tenured credit unions, we're committed to helping our employees, members, and neighbors achieve financial freedom at every stage of life - in the Hudson Valley and beyond.
From personal checking to business loans, mortgages, credit cards, and insurance, we offer a comprehensive range of financial products and services tailored to your needs. Experience the difference of banking with a trusted, local New York credit union that puts people before profit.
Join our family at HVCU as we continue to grow and find ways to serve our members better. It’s time to build a brighter financial future together.
From personal checking to business loans, mortgages, credit cards, and insurance, we offer a comprehensive range of financial products and services tailored to your needs. Experience the difference of banking with a trusted, local New York credit union that puts people before profit.
Join our family at HVCU as we continue to grow and find ways to serve our members better. It’s time to build a brighter financial future together.

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two women sitting at a computer, looking at their finances
Your Complete Guide to Talking Money With Your Partner
Get access to great advice on how to talk finances with your loved one, covering a wide range of topics.Woman and child taking photo outdoorsIdeas for Vacationing on a Budget
You can have a fantastic vacation for a fraction of the price if you do some research and take advantage of offers and deals. -
man holding phone with credit score displayed
Credit Reports & FICO® Scores
Your credit reports can help you understand how paying off or assuming debt influences your FICO® Score, and what you can do to maintain a solid rating.Girl getting in carThree Reasons to Refinance Your Auto Loan
Most people don’t think about refinancing a vehicle, but it’s a great way to save money. Here are three key reasons to consider refinancing your auto loan. -
Two female friends sitting on living room floor surrounded by boxes.
The Pros and Cons of Buying a House With A Friend
Learn what you need to know, including the risks and the financial implications, on buying a home with a friend.Couple looking over house plansIs a Renovation Mortgage Right for You?
Finance both the purchase price of a home, plus the cost of future repairs and/or updates. -
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Business Networks to Help Your Business Grow
As a locally-established financial institution, we can connect you to the business networks available to help you reach your goals.Man making a purchase at coffee shop Opens video in a modalThe Future of Payments
Learn about consumer behavior and the transformation of payments including contactless Point-Of-Sale, eCommerce, and subscription-based models. -
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Your Complete Guide To Homeowners Insurance
Learn how to find coverage options without overpaying for more protection than you need.Man sitting on living room floor holding dog.Your Complete Guide To Renter’s Insurance
Learn about the valuable aspects of financial protection and coverage offered by renter’s insurance. -
Young girl on smartphone Opens video in a modal
Child Cyber Safety Tips
Learn more about how parents and guardians can protect kids online with these tips.ATM keypadSpot a Skimmer
Skimming devices are all-too-easy tools for thieves to capture your card information at places like ATMs, gas station terminals, or even store machines. Here are some helpful tips to spot a skimmer.
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News & Events
HVCU staff and Marist staff standing in the Marist Red Fox Financial Branch
Marist University and HVCU Launch Marist Red Fox Financial
Marist Red Fox Financial in New York is a student-powered credit union that combines experiential learning with valuable financial services for the Marist University community.
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Scholarship Winners Announced
Congratulations to the winners of the 2025 Scholarship Program!